Everyone has skills and knowledge accumulated during life. Work, home, hobbies and a general interest in the world around us build up a tremendous reference book which we carry around in our heads. It's always growing and we often take it for granted. Use that cerebral reference book. Connect with those who share your interests. Create a home based internet business.

You have skills but they are not being fully used or developed in your work. Hold on to that job. It's paying the bills. However, life will remain dull so take charge and commit to developing yourself. Give yourself a challenge that will result in adding to your skill set and should add to your income. Build an Internet home based business. You take the decisions, reap the rewards and feel good about yourself. Test yourself.